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Lending criteria

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Buy to lets in the background

We will need to see your client’s last 3 months’ bank statements to evidence the rental income where they have 3 or less buy to let properties.

If your client has 4 or more buy to let properties we will need to see their last 3 years’ accounts or their last 3 years’ self assessment forms combined with the respective SA302’s to evidence the combined rentals received and interest charged for all properties

We will also require a full list of all properties owned together with addresses, lenders details, mortgages outstanding, monthly mortgage payments and rents received.


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