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Before You Apply

What criteria do I need to meet before I can apply?

Each applicant must meet the following criteria:

  • You must be aged 18 or over.
  • You have a permanent UK address
  • You have a good credit history
  • You have a UK bank account
  • You have a debit and/or credit card

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.


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You can find impartial information and guidance on money matters on the Money advice service website.
Clydesdale Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.