Yorkshire Bank Logo
 
 
 
 

Close X
  •  

Our Decision

How will you decide if I get my loan?

We use our Credit Scoring System to assess the information you have provided in your application and create a pass or fail credit score.

The system, which is statistically based, allocates a series of points to details about your application. Information about your Bank Account and information obtained from a Credit Reference Agency is also taken into account. The points are totalled to produce a credit score which is then assessed against a pre-determined level to establish whether the application should be accepted.


Feedback

We value your feedback. Did you find this article useful?


Need help?

Call
0800 707 6471
to speak to an advisor
Open Mon-Fri 8am-8pm
Sat 9am-5pm

Find nearest branch

 
You can find impartial information and guidance on money matters on the Money advice service website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.