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Our Decision

How will you decide if I get my loan?

We use our Credit Scoring System to assess the information you have provided in your application and create a pass or fail credit score.

The system, which is statistically based, allocates a series of points to details about your application. Information about your Bank Account and information obtained from a Credit Reference Agency is also taken into account. The points are totalled to produce a credit score which is then assessed against a pre-determined level to establish whether the application should be accepted.


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