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Before You Apply

I don’t have an account with Yorkshire Bank can I apply for a Personal Loan?

Yes, you don't have to bank with Yorkshire Bank to apply for a Personal loan with us as long as you meet the criteria below. If you are successful and decide to proceed we will set up a Direct Debit on your current bank account to make your loan repayment each month.
Before you apply please take a minute to look at our criteria below:

  • You are aged 18 or over
  • You have a good credit rating
  • You have a UK bank account
  • You have a debit and/or credit card*
  • You have a permanent UK address

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.


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You can find impartial information and guidance on money matters on the Money advice service website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.