Frequently Asked Questions

How do you decide if you will approve my mortgage application?

There are many factors taken into consideration when we assess your mortgage application these include

  • Income
  • Expenditure
  • Employment status
  • Property type
  • Credit history
  • Affordability

Please note:
This list is not exhaustive. These factors help us assess how affordable the mortgage would be to ensure we continue to lend funds in a responsible manner.

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