Frequently Asked Questions

Can I take a payment holiday?

You are able to take a payment holiday provided that:

  • your mortgage is not a buy to let;
  • you have made overpayments to your mortgage that are equivalent to at least 3 months payments;
  • you are not currently in a concessionary period;
  • you payments are up to date;
  • you have not had a payment holiday in the last year.


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