Frequently Asked Questions

What are buffers?

We have three types of buffer:

  • Arranged Overdraft buffer
    The amount of Arranged Overdraft you can use without incurring the Monthly Arranged Overdraft Fee
  • Unarranged Overdraft buffer
    The amount of Unarranged Overdraft you can use without incurring the Daily Unarranged Overdraft Fee
  • Refusing a Payment Due to Lack Of Funds Fee buffer or less
    The value of a payment that can be refused without incurring the Refusing A Payment Due To Lack Of Funds Fee


The details of the fees applicable for your account are shown within Interest rates and charges: Current Accounts page.

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