We have three types of buffer:
- Arranged Overdraft buffer
The amount of Arranged Overdraft you can use without incurring the Monthly Arranged Overdraft Fee
- Unarranged Overdraft buffer
The amount of Unarranged Overdraft you can use without incurring the Daily Unarranged Overdraft Fee
- Refusing a Payment Due to Lack Of Funds Fee buffer or less
The value of a payment that can be refused without incurring the Refusing A Payment Due To Lack Of Funds Fee
The details of the fees applicable for your account are shown within Interest rates and charges: Current Accounts page.